Just remember that you will be punting for a living. You are down $22,750 to start with and then you need your punting bank as well.

I am personally very skeptical of any service which tells you you don't need to know anything about punting or racing and suggests that you place all your bets through the TAB.

The average takeout on the TAB is 17% after rounding down dividends etc, so whatever advantage the software offers has to be more than that. Most professional punters spread their bets around several TAB's plus fixed odds bookies plus newer operations like Betfair and Austote to take advantage of the best odds on offer wherever they are.

They are your competition, not to mention the other users of the same software you want to purchase. There is not room to feed many other mouths once the TAB has taken its share. In my opinion you are being very naive to think you can compete with all the professional players out there with just a piece of software at your disposal.

And that's if it works! This may be the one in a million which is a reputable product, but as you can see from this forum there are plenty which are just scams.

I would contact the consumer affairs office in your state. Both they and the ASIC get many complaints about this kind of product and they may be able to advise you.

This leaves us with any were between 15 - 60 trifectas on one race.

this year we have a 70% success rate.

Changing your company name wont change a thing..

Bundall road scammers..

Querying whois.aunic.net <203.18.56.30>...

Domain Name: intervest.com.au
Last Modified: 08-Jun-2005 08:01:57 UTC
Registrar ID: R00015-AR
Registrar Name: NetRegistry
Status: OK

Registrant: INTERVEST GLOBAL PTY LTD
Registrant ID: ACN 072136586

Registrant ROID: C2810061-AR
Registrant Contact Name: Terri Whyatt
Registrant Email: terri@intervest.com.au

Tech ID: C2788513-AR
Tech Name: Terri Overend
Tech Email: domain@digicommander.com

Name Server: br-dns11.tmns.net.au
Name Server: br-dns10.tmns.net.au

-- end --

If you disbelieve me put you PHONE number on this FORUM.

AND YOU WONT

70% of what, that statement on its own means absolutely nothing.

I BET NOT.

Considering your results are mainly in the odds on return I would say these results would go into a loss situation.

An intelligent reply would be appreciated.

What i mean by 70% success is that out of those combination of tri's we get the winning combination 70% of the time. When there are between 200 to 300 tri combination in a 8 horse race. We place 15-60 combinations using money placed min by min on each horse. Total money placed on each horse. percentage of total money placed on each horse. And other important data.

For Example, 2-5-6 $20, 5-6-2 $12 of the $150 to $400 etc.

Say the first 3 horses have 50% of the total prize pool on them we include them in our Tri combination for First Place.

Say the first 5 horses have 70% of the total prize pool on them we include them in our Tri combination for Second Place.

Say the first 7 horses have 90% of the total prize pool on them we include them in our Tri combination for Third Place.

The way we determine the cut off for for first, second and Third is by seeing the Gap in paying dividend between the horses.

Our results page shows Race No., Race Location exactly the amount of Tri Comb, amount betted, amound profited and the winning Tri Combination.

Our bets are small spreading say $12, $6 etc on each Tri Comb. This has little effect on the Prize Pool. When you times X a DIV of $120 for winning Tri com By $6 thats alot of money.

This is a Tri Pool Tri betts thats where the money is made. No real money can be won on wins and places. Unless you bet Big dollars.

Like all system sellers you do not take into account the smaller dividends paid if all the extra winning bets were added in.

Lets take B7 23/5/06 the divi was $63.4 and to get the result you say you got $1077,you would have had to have had it about 17 times.

Lets say all your 732 happy customers bet that race and all had the winning combo 17 times, now work out what the divi would have been.

You consistantly make comments about tri pools and I can't understand why as they are always a lot less than win pools.

You say no money can be made on wins and places unless you bet big dollars, as I previously said I place bet and my bet is about the same as your tri bets per race and I assure I make a lot more than your backdated figures.

I cannot for the life of me work out why anyone would run a tri program that the divi to expenditure works out on average even money to odds on.

The main reply I would like is to the 732 happy customer scenario.

Lets do some maths( which I am not particularly good at )

The tri pool on that race was $25000.
Lets assume none of your 732 happy customers bet that race.

Now all your happy 732 customers bet the race so on the bet size shown they would add another $294996 to the pool to give a total pool of ( in round figures ) $320,000 less the take out $54000 which leaves a pool to share of $266,000.
Now lets assume ONLY your 732 happy customers had the winning combos ( highly unlikely as it was the first 3 favs ) BUT I am really giving you the benefit of the doubt here.

SO we now have 732 happy customers have got the tri 17 times each.
732x17 = 12444.
Pool of $266,000 divided by 12444 gives a divi of $21.

$21 x 17 = $357 Outlay on race $403 loss on race $46.

Any comments?

Only Races with 8 - 14 horses no more no less.

Minimum $5000 Tri pool

No more then 60 Tri Combs

TOP COMBO MUST HAVE A CERTAIN MINIMUM ON IT THIS DEPENDS ON THE POOL AND OTHER FACTORS. THIS INSURES THE MONEY OVER THE TRI COMBOS IS NOT SPREAD TOO THIN RESULTING IN LOSES

These are all highlighted in red on the Graphic User Interface which inform the customer not to bet.

Your hypathetical can not work

Money on Top Combo would have been too low

Or money would have been spread to thinnly over Tri Combos..

AND THE INTERVEST SOFTWARE WOULD SHOW A DISQULAIFED RACE AND NOT TO BET ON THAT RACE

WE DONT GO INTO THESE THINGS BLIND ANY COMMENTS. IF YOU CAN THINK OF THAT YOU THING WE WOULDNT

TRIFECTA BETTING GUIDELINES
Below are some guidelines to help with selecting a race for Trifecta bets. Please keep in mind that these are
only guidelines, not a set of rules to be followed word for word. Each race should be assessed as its own
race and not all of the following will be taken into account on every race.

The following guidelines are to help with eliminating the risk involved with the return to be received when
winning a Trifecta. Trifectas can be quite easy to win however; if you have too many combinations for
instance the return could result in a loss of money although you win the race.

1. Runners: 8 to 14 runners.

2. $ On the Favourite: The favourite should be paying $1.80 or more for a win.

3. Prize Pool: There should be $5000 or more in the Trifecta Pool.

4. Combinations: The number of Trifecta combinations should rarely exceed 60.

5. $ on Top Combination: When the Trifecta bet amount is $400 there should be at least $20 dollars
on the top combination, this is the most favoured combination for $1 multiples and for a bet amount
of $150 at least $8 on the top combination for 50c multiples. (All training is at $150 with $8 on the
top combo) When your bet amount is $100 there should be $6 on the top combination.

6. Small Combinations: You should look to see that there is an even spread of money over all
combinations. We do not want too many minimum bet amounts in our combinations screen as it can
affect the return. The maximum number of minimum bet amounts should be no more than 1/3 of the
total bets.

7. Selected settings of, 50% - 70% - 90%: First place should hold a cumulative percentage of
approximately 50% - this can be 2, 3 or 4 runners. Second place should hold a cumulative
percentage of approximately 70% and third place 90%; this can be as many runners as required.
This will confirm that a majority of the field is covered in the Trifecta and is selected by the
program. It is then necessary to select the runners in that group to the red highlighted horse or money
gap.

8. Selecting to Money Gaps: Remember when looking at the 50%, 70%, 90%, selected runners, we
then have to look over at the money gap runner’s column on the right of the page to select the
runners in the group to the red highlighted horse. Money Gaps define groups of horses and where to
draw the line on which horses are to be covered for each place position. These Money Gaps are
highlighted in red, the Money Gap falls between the red highlighted horse and the next horse
below. If there are no money gaps then you keep covering the next runners down to the bottom of
the field. This ensures that you are covering all horses that have an equal chance for each position.
After selecting to the Money gaps it is necessary to check the Trifecta amount and the top combo
amount to ensure they are still within the guidelines.

9. Outstanding favourite or favourites shown in percentages. Occasionally the program will only
select one horse for first place; in this situation you must select at least two horses for first.
Also it can occur that the programs second place selection will only include two horses, in
this situation you must select at least three horses for second place.

10. The default amount set for Trifecta Betting is 300, using 50c multiples this gives a $150 bet amount.
When you first start active betting you may want to set the default amount to 200 with 50c multiples
to reduce the bet amount to $100. This is a useful starting amount while building your confidence.

11. Having too many or not enough combinations can affect the amount of money being placed on each
combination, therefore affecting the return. Make sure that you cover a sufficient amount of runners
to ensure the returns are profitable while achieving a low risk bet.

12. In the event that 3 runners covering both 1st and 2nd place, you must take all remaining runners for
3rd

􀂉 $ On Favorite:
The win dividend on the favorite not less than $1.80.

􀂉 Prize Pool:
8 - 14 runners: Minimum of $5,000

􀂉 Combinations/Number of Trifectas:
Should rarely exceed 60 Combinations.

􀂉 Top Combinations:
Minimum of $6 for $100 bet
Minimum of $8 for $150 bet
Minimum of $20 for $400 bet
These amounts may be flexible if all other guidelines are strong.

􀂉 Combinations:
We don’t want too many small combinations
Do not exceed a maximum of 1/3 of total bets.

􀂉 50 C%, 70 C%, 90 C%, Selections.
Ensure program as selected, 1st place selections to cover 50% of the field.
2nd selections to cover 70% and 3rd selections to cover 90% of the field.
Remember then, to select runners to a Red Highlighted horse,
Or to the end of the field in each of the respective columns.
PLEASE NOTE ON OUTSTANDING FAVORITES
Occasionally the program will select one horse for first place,
In this situation you must select at least two runners for first.
Also it can occur that the programs second place selection will only include two horses,
In this situation you must select at least three runners for second place.

􀂉 Outstanding Favorites:
Determined by a gap in the percentages or money gap.
E.g. 40% -- 20% – 10% – 7%
E.g. Money Gap - $2.10 - $3.50 - $3.80 - $7.20
Please Note: These guidelines are only a conservative starting point for investing with Intervest. If these
guidelines do not suit your needs please let your trainer know and we can show you other options available
or give you ideas on how to broaden your betting options.

Cheers

you had a qualifying race at adelaide race 2 (from your results page) that all these 366 happy members would have bet on.

now lets assume that 1/3rd of your members bet on nsw tab, 1/3rd bet on qld tab and the other 1/3rd bet into the vic tab.

they basically had to bet $398 for the race to get the same "results" as you post on your result.

so $398 times "only 336 members betting for the day" = $145,668 placed across the 3 tab pools for that particular race.

the total of the 3 tab pools for trifectas for that particular race was around $100,000 total.

and remember that these 366 happy members were not the only ones that were betting into these pools.

i assume that the bets are placed automatically by your program to one of the three tabs, so where do the figures stack up? and in my example it is only half of your happy members that are betting on the race. if they are so happy it should be more like 75-100% would be betting.

allan

How many people in those TABS got the wining Tri Comb only our customers and a phew lucky people. like i said once they reach 3000 customers the software will start making loses we have a good working realtionship with the tabs as we get live feeds from them. We have even had Races Named after our company.

If you want i can put you in contact with Some customer for a live demonstration. Then you can see it working Live. Then we can TALK about if it works.

YOU PEOPLE FORGOT THAT POINT TOO.

JUST TRY ME 0408 390 193

As others have pointed out above, the pool sizes are nowhere big enough to accommodate even 700 punters putting on their $400 each without causing a drastic downturn in dividends.

And all the TAB's take much more out of the trifecta pools (20%) than they do with the win and place pools (14.5%) so there's less in the pool to start with when spread around the winning punters.

I'd like to see the maths which say that you can accommodate 3,000 punters without having any negative affect on dividends.

The only sure effect I can see of a quadrupling client base will be an extra $50 million income for the Whyatt family.

Think about it our customers are not the only people betting on TRI's. Only a phew "lucky" punters get the Tri mostly only if its the top COMBO.

So our customes blanket cover and get it right 70% living us the profits.

phone me 0408 390 193

the 3 trifecta pools combined on the race last saturday (adel 2) was less than 100k. so how do all 732 (or even half of them!??) of your clients invest $400 on the race each and still have such a low trifecta pool???????.

allan

You talk like were the only ones betting on the races.

Why dont you just ask me why does the sun rise in the east.

Ill give you this we only made 74.80 on that race so it must of been the top 3 or close to. It cant be the prize pool cause we and a phew other lucky punters would of got that Trifecta.

ExoticCombs ExoticOdds

Tri 2 - 6 - 5 157.60

Expalain why the DIV is so high in that race ? We had $3 on that combo

So we got $472.80.

Not rocket science.

At last count Intervest had had far more to say than I have.

I notice that you have not accepted my invitation to explain how your service can accommodate 3,000 punters without adversely affecting their dividends.

Regardless of whether you use trifectas or not, the only way that your software can consistently produce a profit is if it can find winning combinations which pay more than their real chances of winning.

This is no different from the principle of winning on win and place bets. If you can find an even money chance and back it at 2-1 you can make a profit. Same as buying undervalued shares.

But every extra person you sell your software to can only reduce the odds for everyone else by backing the same trifectas they are.

We've already seen that your 732 punters can account for more than half the pool. If the number gets any bigger, the percentage of the pool they represent can only increase.

Why do you think the punting guru Don Scott topped himself?

His rating methods produced huge profits for him and his partners when they found value no one else could see. When his methods became public everyone started using them and the value dried up.

Assuming your software actually works, it carries the seeds of its own destruction while ever you continue to add extra clients. Even if it does work, you've picked the racing software scam capital of Australia (the Gold Coast) to sell it from. You're the ones with the problem of differentiating yourselves from all the scamsters mentioned on this forum.

We are happy to let you try and do so, but please explain how you plan to sell any extra software packages without the new purchasers finding it harder to win, not to mention not degrading the returns of those who have trusted you in the past.

As I see it, your only hope is for TAB trifecta turnover to grow faster with "sucker" money than you grow your client base. And that assumes that you have a monopoly on clever software that exploits value in the trifecta pool. You don't.

TAB turnover is static right now, so by rights you should be waiting a year or so before selling any more software. Bet you don't.

Here are our Guidlines

Below are some guidelines to help with selecting a race for Trifecta bets. Please keep in mind that these are
only guidelines, not a set of rules to be followed word for word. EACH RACE SHOULD BE ASSESSED AS ITS OWN RACE
and not all of the following will be taken into account on every race.

The following guidelines are to HELP with ELIMINATING the RISK INVOLVED with the RETURN TO BE RECEIVED when
WINNING a Trifecta. Trifectas can be QUITE EAST to win however; if you have too many combinations for
instance the return could result in a loss of money although you win the race.

Thats what happened in that race

I really think you have answered my thoughts.
I tried to give you a chance to answer some questions, but seriously all you have replied with is a load of gobblegock, which would probably impress the uneducated that you target to buy your program, but to anyone that knows the slightest thing about racing I'm afraid that what you are marketing is just that a load of gobblegock.

If you want to see a doozie looks like your just arguing just for the sack of arguing. I urge everyone just to look at the facts then make your own judgements.

You have not answered one question that doesn't leave a doubt, have been shown up in more ways than one and you still have the balls to make a special offer to people on this forum to purchase your garbage for $17750.

To anyone contemplating purchasing this garbage please read a lot of the questions and answers here in this thread very carefully.

They say they will limit subscribers to 3,000 so as not to affect divis.

Look at my post where a $64 divi turns into a $21 divi if 752 happy little chappies were betting the same race.
Now if 3,000 of these happy little chappies were betting the same race the divi would reduce again to about $19.

All I can say is beware and don't get carried away by all the rocket science and gobblegock they will spiel to you if you reply to them.

Actually you HAVE shown me and all the world something interesting.

The race on your demo has a pool of (in round figures) $25000.
You show a divi of $72 x 14 = $1008 return, bet $402 so you have a profit of $606 on the race, thats really great.
THE BIG PROBLEM THOUGH IS YOU ARE USING BACKFITTED FIGURES ONLY AND NOT TRADING FIGURES.

Hmmm you are limiting the no of subscribers to 3000( to protect dividends)so that means you have 2268 places left, and lets say you are super generous and offer the same price you offered here then that would be just over$40 million for your greedy little coffers.

Back to the demo race and all the 3000 positions have been subscribed to and all these happy little chappies decide to bet on the race.
The pool would increase to $1231000, less take out say 18% but I think it is more $151000 Nobody else but your happy chappies get the result.
We have 3000 x14 = 42000 winning tickets.

pool $1080000 divided by 42000 = a divi of $25 NOT the original $72

$25 x 14 = return of $350 showing a loss of $52 on the race.

OH ##### I forgot you have a safeguard to stop you going into the race so you wouldn't be betting that race, BUT wait a sec you used that race in your results (seems a bit unfair don't you think)

IN ACTUAL FACT FROM YOUR OWN STATEMENTS THERE WOULD NOT BE A RACE TO BET ON IF ALL SUBSCRIPTIONS WERE SOLD BECAUSE THE PROGRAM WOULDN'T LET YOU GO INTO THEM.

End of scenario 3000 very unhappy little chappies wondering what they are going to do after parting with nearly 20 grand and they can't even have a bet while you are sitting back on your $40 million laughing your head of at all the gullible bastards you have ripped off.

Here is part of the article.

Imagine a Trifecta pool with $200,000 to be distributed to winning punters. If there are ten winners, each will get $20,000. Eleven winners and the dividend is$18,000, twelve winners $16.666, fifteen winners $13,000, twenty winners $10,000, and so on.
Many midweek pools can be as little as $20,000. Imagine the effect on those pools with just a couple of extra people taking a share. The fact is that it is just as hard to win the trifecta, regardless of the size of the pool.
YOU DO NEED TO BE ASSURED OF BIG DIVIDENDS IF YOU WANT TO WIN, AND THIS IS SIMPLY LESS POSSIBLE NOW.

Intervest divi's are small because they are based around the favourites.

I have been involved in punting for over 25 years and believe me THIS WILL NOT WORK. It is just throwing nearly $20,000 down the drain.

No back fitted figures these are live data feeds from the TAB as punter bet min by min.

Its not based on the favourites its pure mathamatical probability. We pull off Tri's no one could even GUESS (Thats the secret of the earnings). Your badly mistaken if you think there based on favourites.

Why would we at all adversly effect out customers which we provide.

1. Life Time Training & Support for

2. Life Time software updates

You still HAVE NOT answered the question of dividend sizes being depleted to a stage where it is a waste of time if all your 732 happy customers were betting the same race, not to mention what the dividend would be if you sold another 2268 subscriptions.

The program after all is only a routine multiple trifecta system using standouts based on price shorteners and/or probability with a set of rules for determining suitable bets. Nothing special about that.

It follows the changing dividends and places bets at the appropriate time. Still nothing special.

So what does the punter get for their $20,000?

Of the 732 users I would think only a very few of them are actually using the program. Most would have realised that their bank is not big enough or have given up hope of ever winning their intervesment back.

If Mr Intervest can come on here and prove to me that the program will work if the 732 happy little punters are all using it ( let alone the 3000 he is talking about ) I will walk down George St Sydney on a saturday morning with my arse hanging out of my pants.

The above comment shows you have no idea about Trifecta betting or bet selection or QUALIFYING BETS.

I had a very good method worked out which was done getting the bookie odds at the 10 min mark and the size of the bet depended on the odds structure of the race and that structure determined whether the race was a bet or not and how wide I went into the betting.

On many occasions no one had the correct combination and the tri would switch to the nearest combo, and I would get the whole pool or share it with one or two others.

The perfect example of this was Rosehill one Sat and the first race from bris.
Lets say the winning combo was 1/2/3, I had 1/2/456, no one had the winning combo and it paid on 1/2/any and the divi was from memory around $1900 which I had 3 times. THAT WAS THE WHOLE POOL.

NOW all the above is not written to say how clever I am, it is written for two reasons.

1/ Please don't say I have no idea of tri betting as I have forgotten more than you will ever know.

2/ As I said I made a huge amount of money from this method, BUT GUESS WHAT WHEN THE TABS STARTED BETTING TRI'S ON EVERY RACE THE METHOD NO LONGER WORKED BECAUSE THERE WERE NO MORE SWITCHES AND THERE WAS TOO MANY PEOPLE GETTING THE COMBO'S AND REDUCING THE DIVI'S

THIS HAS BEEN EVEN MORE EXASPERATED THESE DAYS BY THE ADVENT OF FLEXI BETTING.

I repeat my question and I will keep repeating it but you will never answer me because you know if you did it would blow your whole scam if you did.

PROVE ON ANY GIVEN RACE IN YOUR RESULTS THAT IF YOUR 732 HAPPY LITTLE PUNTERS ( not 3000 just 732 ) BET THAT RACE THAT THEY WOULD COME OUT IN PROFIT ON THE RACE, OR IF IN PROFIT THAT THE PROFIT WAS WORTH GETTING.

THE MAJORITY OF YOUR RESULTS ARE ODDS ON TO EVEN MONEY, YOUR METHOD HAS TO FAIL, I REPEAT HAS TO FAIL IF A LARGE NO OF YOUR 732 HAPPY LITTLE CAMPERS WERE BETTING THE RACE.

HERE'S A CHALLENGE FOR YOU PULL ANY RACE FROM YOUR RESULTS AND POST IT HERE AND I WILL PROVE IT WILL NOT MAKE MONEY IF YOU ADD ALL YOUR HAPPY LITTLE PUNTERS.

One thing intrigues me here. Intervest mentions on this Forum that he has 732 users. Their advertisement in the newspaper says they have 900 users ?????

Then that's more reason why it won't work. the more that subscribe the less chance it has of working.

Not bad hay though 900 x 22500 = a bit over $20 million.

Makes you think doesn't it.

I have an EX friend that lives on the Gold Coast, was on his arse, met someone who had a few ideas about horse racing, the EX friend was very good at marketing, now lives in absolute luxury and laughs at all the suckers he has ripped off.

TRUE STORY.

You could also do worse than take a course in English grammer and spelling before you try to con anyone else.

PROVE ON ANY GIVEN RACE IN YOUR RESULTS THAT IF YOUR 732 HAPPY LITTLE PUNTERS ( not 3000 just 732 ) BET THAT RACE THAT THEY WOULD COME OUT IN PROFIT ON THE RACE, OR IF IN PROFIT THAT THE PROFIT WAS WORTH GETTING.

You will NEVER accept this challenge because you know the result would be a loss and prove you are running a $22500 a hit SCAM.

I would also suggest you spend some of the $20 million you have already scammed on a few grammar and spelling lessons.

SOME DUMB #####.

Whoops!!

To be sure of that you need to have a look around the net and see what else is on offer. There are several good programs that can be bought or rented at a reasonable price (for around $300 - $400). One I know of has a nice trifecta system that works similar to the Intervest program. There could be others. It is not an uncommon type of system.

Well I will admit that I was stupid enough to buy the intervest global software. I paid $19K for it past year.

The software does work as they describe but it will take years to get your money back.

But if you use the software for other betting methods it does work much better. I regularly make $500 - $2000 a day and my record day was $13700 on just 10 bets on a Saturday. Looking at the intervest web site for the same day their program run at a $2000 loss for the day.

There are other programs around that work with live data just as well as intervest, infact some work far better and at less then 1/10 the price.

Intervest program is shitty to bet with, its too slow, the race has started by te time it gets to the TAB Submit button, if you bet at the 1 minute mark like intervest suggests, you will miss 90% of the bets, but if its a loosing bet, for some reason its fast, it mainly misses on the winning ones. I use a program called racepert to do my betting, its fast reliable and doesn't crash, unlike intervest program that hangs and stops collecting data for no reason.

Plus as an added advantage, racepert does dutch betting and First Fours as well as Flexi betting, Intervest only does Dutch Tri's/Wins and Exacta/Quni's and no Flexi betting.

And best of all, when you press the BET button, racepert takes about 5 seconds to have your bet placed where Intervest may take 40 - 100 seconds to place the same bet.

Whats worse is Intervest uses that crappy MS Soap kit which is unreliabale, sometimes it may take 20 - 30 attempts to get intervest to connect to TAB live dada, Racepert connects 1st time every time.

Thats my 2c

Pete.

IGL Data Sheet

Date: Wed 31 May

Race Type of Bet Combos Results Bet Amount Dividend Winning Units Net Profit Account Balance Bet Information

BR01 Trifecta 24 Trifectas 7-9-1 $200.50 $226.40 6.5 $1,271.10 $1,925.10 1st-1 2nd-1 3rd-1

Note only $6.50 on the winning combo.

I also won 4 others and netted myself $3198.60 profit for the day. Thats profit after the bet money is taken out.

BTW I placed the bets with NSW TAB express betting (Uploading the IGL IBET.TXT file) as I don't trust IGL to get the bets in on time.

Maybe when the new version of the IGL software comes out it will be able to place bets more reliably. Also I am only using $200 bets through the week as the pools are smaller and $400 bets just lower the div and doesn't really make that much money on small pools. The tri pool on this race was just under $11K

I will be interested to see IGL Profits web page for today, as their qualified races would have run them at a HUGE loss today.

PeteW